Third Party Only

Our Third Party Only cover is limited to providing legal liability cover, which covers loss or damage to another person's property.

Included benefits

These benefits are included as standard for Third Party Only as shown below. 

✔ = covered

Benefit Third party
Legal liability
Cover for damage to another person's property which was directly caused by:
  • your vehicle or a part of it or your trailer attached to it
  • goods falling from your vehicle or trailer attached to it, where you've taken reasonable measures to secure them
  • the loading or unloading of your vehicle or your trailer attached to it

up to $30 million
Lifetime repair guarantee
Authorised repairs are guaranteed for the life of the vehicle

uninsured motorist benefit only
Choice of repairer
We can refer you to a QBE accredited repairer or you can nominate a repairer of your choice.

uninsured motorist benefit only
Re-delivery costs
Cover up to $500 of reasonable costs of re-delivery of your vehicle to your home if authorised repairs are over 100kms away.

uninsured motorist benefit only
Uninsured motorist benefit
Costs of repairs to your vehicle if your vehicle is damaged in a collision where the other driver can be identified, is uninsured and 100% at fault.

up to $5000

Are you looking for more cover? Have a look at our Comprehensive cover.

To find out more or to obtain a Motor Vehicle Insurance quote, call 1300 764 518

To compare all of our Motor Vehicle Insurance covers, click here.

Important documents

For more information, please refer to the Motor Vehicle Insurance Product Disclosure Statement (PDS) and policy booklet and Target Market Determination (TMD).

Motor Vehicle Insurance is arranged by Teachers Federation Health Ltd ABN 86 097 030 414, trading as Teachers Health Fund. Insurance products are issued and managed by QBE Insurance (Australia) Limited ABN 78 003 191 035 AFS Licence 239545. Teachers Health Fund is an Authorised Representative of QBE, Authorised Representative No. 270604. Terms and Conditions apply. Cover limits are set out in the policy wording. When calculating your annual premium based upon the sum of periodic payments, this total annual premium may differ from our quoted annual premium due to the impact of standard rounding. If you purchase a policy, Teachers Health Fund receive a commission which is a percentage of your premium – ask us for more details. We do not provide any advice on this insurance based on any consideration of your objectives, financial situation or needs. Before making a decision about your insurance needs, please refer to the Product Disclosure Statement and Target Market Determination (TMD), or call 1300 764 518.