What happens if I’m overseas longer than 36 months?

If you’re away longer than 3 years, paying 3 months’ premiums can secure you another suspension period (again, up to 36 months).

This may be a good option if you don’t want to re-serve Hospital or Extras waiting periods or pay Lifetime Health Cover loading on cover you take out when you get back.

For more detail see Suspension vs cancellation


What to do

Contact us via one of the channels below. We’ll let you know how much to pay and ask you to complete a new Application to Suspend Cover form along with supporting documents such as a job contact or utility bill.


When you return

Be sure to reactivate your membership within 30 days. See: How do I reactivate my membership?