What do Gold, Silver and Basic mean?
The terms in brackets tell you which Hospital insurance tier the cover sits in. The tiers were introduced by the government to make it easier to compare cover. If we’ve added a ‘Plus’, the cover includes more than the minimum services that have to be in that tier – sometimes a lot more, so don’t be put off by the fact there are a few Basic Plus options.
What’s the right cover for you?
We offer different levels of hospital cover, from Basic Hospital (Basic Plus) to Top Hospital (Gold) with the lot. To get the best value, choose cover that reflects your life stage and health. That includes things you will (or might) need, without paying for services you probably won’t.
It's essential to understand what your hospital cover does and doesn’t include, so be sure to have a close read of our product descriptions. You don’t want to be disappointed down the track and we don’t want you to either.
If you have any questions about Hospital cover, we’re here to answer them on 1300 367 906.
*These services are brought to members through Teachers Healthcare Services (THS), an initiative of Teachers Health. THS supports our members’ health and wellbeing through quality, evidence-based health management programs and services. To be eligible for a THS program you need to have UniHealth Hospital cover and have served any relevant waiting periods. Additional eligibility criteria may apply.