New baby

New baby

Pregnancy & birth

Your Cover





* Based on an Australian Government Rebate of %, % LHC loading, $ excess for a in . Please note that our prices will increase from 1 April

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Congrats (and some key facts)!

We could talk about (and cuddle) babies all day – just ask anyone who’s witnessed the stampede towards tiny visitors to our HQ! But we’ll stay on track with all things health-insurance-related.


Your newborn

Babies born without complications aren’t generally admitted to hospital – they’re treated as outpatients. So you may get a bill for a paediatrician checking your baby before you go home, for instance.

Newborns are classified as inpatients if they’re any of the following:

  • Admitted to an approved neonatal intensive care facility 
  • The second or subsequent born in a multiple birth (e.g. twins or triplets) 
  • More than 10 days old and still in hospital.


Adding baby to your cover

If you already have a Family, Couple or Single Parent membership you can add your baby via Online Member Services or over the phone on 1300 367 906. You’ll need to tell us their name, date of birth and sex.

If you do this within two months of the birth, they won’t have any waiting periods for hospital treatment (if needed). And adding them won’t affect the cost of your cover!

If you’re on a Single membership, call us on 1300 367 906 to switch to whichever type of cover is relevant to you.


Follow-up appointments

Before leaving hospital, you should receive information on your postnatal care, scheduled checks for your baby and any other key resources relevant to you.

Obstetricians usually follow up around 6 weeks after you have your baby (this appointment should be included in their fees).


Postnatal support

Skip back to Pregnancy to see which services you may be able to access through your cover. And to revisit the list of external sources of info and advice.