Extras cover changes
* Based on an Australian Government Rebate of %, % LHC loading, $ excess for a in .
Change your cover or compareImprovements to Top Extras cover
From 1 April 2024, you'll get better benefits for:
Optical
The benefit for single vision lens is increasing from $140 to $160.
|
Description |
Benefit |
Annual limit |
|
Single vision lens (pair) |
Increasing to $160 |
$260 per person |
Physiotherapy, exercise physiology, chiropractic, osteopathy, podiatry
The benefit for your first visit is increasing from $45 to $55 and 7 or more visits is increasing from $32 to $40.
Physiotherapy & exercise physiology
|
Description |
Benefit |
Annual limit |
|
First visit* |
Increasing to $55 |
$800 per person^ (sub-limits apply) |
|
Visits 2-6 |
$40 |
|
|
Visits 7+ |
Increasing to $40 |
*Refers to first physiotherapy or exercise physiology consultation per person, per calendar year.
^This is a combined annual limit for both physiotherapy and exercise physiology.
Chiropractic & osteopathy
|
Description |
Benefit |
Annual limit |
|
First visit** |
Increasing to $55 |
$480 per person^^ (sub-limits apply) |
|
Visits 2-6 |
$40 |
|
|
Visits 7+ |
Increasing to $40 |
**Refers to first chiropractic or osteopathy consultation per person, per calendar year.
^^This is a combined annual limit for chiropractic and osteopathy.
Podiatry
|
Description |
Benefit |
Annual limit |
|
First visit*** |
Increasing to $55 |
$400 per person ($60 sub-limit applies to orthotic repairs) |
|
Visits 2-6 |
$40 |
|
|
Visits 7+ |
Increasing to $40 |
***Refers to first podiatry consultation per person, per calendar year
Natural therapies
The benefit for natural therapies is increasing from $34 to $36.
|
Description |
Benefit |
Annual limit |
|
Natural therapies (remedial massage, acupuncture, chinese herbal medicine consultations, myotherapy) |
Increasing to $36 |
$600 per person |
Note: benefits are for face-to-face consultation only. No benefits for remedies, medicines or food preparation.
General dental
The benefit for item number 121 (topical application of remineralising agent - one treatment) is increasing from $25 to $27.
|
Description |
Benefit |
Annual limit |
|
Item 121 (Topical application of remineralising agent - one treatment) |
Increasing to $27 |
Unlimited |
Speech therapy
The benefit for your first visit is increasing from $70 to $80, 5-6 visits is increasing from $40 to $70 and 7 or more visits is increasing from $40 to $45.
|
Description |
Benefit |
Annual limit |
|
First visit**** |
Increasing to $80 |
$600 per person
|
|
Visits 2-4 |
$70 |
|
|
Visits 5-6 |
Increasing to $70 |
|
|
Visits 7+ |
Increasing to $45 |
****Refers to first speech therapy consultation per person, per calendar year
Psychology
Counselling
A new benefit for recognised counsellors has been introduced under psychology.
|
Description |
New benefit |
Annual limit |
|
Initial consultation |
$50 |
$600 per person^^^ (sub-limits apply) |
|
Subsequent consultation |
$45 |
Find out more about who are recognised providers, how to find them and how to claim.
Psychology group therapy
The benefit for a psychology group therapy session is increasing from $12 to $20.
|
Description |
Benefit |
Annual limit |
|
Psychology – group therapy |
Increasing to $20 |
$600 per person^^^ (sub-limits apply) |
^^^This is a combined annual limit for psychology and counselling.
Healthy lifestyle
Flu vaccine
After a successful trial in 2022 and 2023, the flu vaccine is now a permanent benefit as a sub-limit within the annual healthy lifestyle benefit.
|
Description |
New benefit |
|
Flu vaccine |
$30 |