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* Based on an Australian Government Rebate of %, % LHC loading, $ excess for a in .

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Your cover options

If you’re new to health insurance, or even if you’re a seasoned pro, we recommend taking time to explore the various levels of UniHealth Hospital and Extras cover. Considering your life stage, budget and healthcare priorities will help you understand what’s right for you. If you want to know what to keep in mind, here are some pointers on choosing your cover.


Hospital cover

Hospital cover gives you options when it comes to your in-hospital care, like which hospital you go to and when, and who treats you. Choose a level of cover that reflects where you’re at in life, so you pay for services you might need, not those you probably won’t.


Extras cover

Extras cover includes optical, dental, chiro, physio and other healthcare services that aren’t generally covered by Medicare. We also help eligible members access a range of Healthy Lifestyle programs – this benefit is included on all levels of UniHealth Extras cover.