Home & contents Insurance
As a member of UniHealth you also have access to QBE, one of the world’s largest insurance and reinsurance groups, who will provide you with a comprehensive range of insurance products, including home & contents Insurance, with multi-policy discounts available*. Home & contents insurance provides you with peace of mind that your property can be repaired or replaced (usually on a ‘new-for-old’ basis regardless of the item’s age) if it is damaged, destroyed, lost or stolen in certain circumstances, such as:
- accidental glass breakage
- damage by animals
- earthquake or tsunami
- falling tree, branch or aerial
- lightning or thunderbolt
- storm, rain or flood
- vandalism and malicious damage
- water or other liquid.
Home & contents insurance offers a range of features and benefits including discounts on your premium through:
- security discounts
- household no claim bonus
- multi-policy discount*
- your choice of excess
- seniors discount
- retirees discount.
Home Cover Prestige protects you against power surges and accidental loss or damage to the home and contents at the insured address. It also provides extended cover for your contents when they are temporarily removed anywhere in Australia and New Zealand, or for up to 90 days when overseas.
For more information, please refer to the Home Cover Prestige Product Disclosure Statement and Home & Contents Insurance Product Disclosure Statement available here.
*Multi-policy discount is available on your first policy after renewal and is only available for Home & Contents, Landlord and Motor Vehicle Insurance policies that are purchased through the same financial institution.
Home & Contents Insurance is arranged by Teachers Federation Health Ltd ABN 86 097 030 414, trading as Teachers Health Fund. Insurance products are issued and managed by QBE Insurance (Australia) Limited ABN 78 003 191 035 AFS Licence 239545. Teachers Health Fund is an Authorised Representative of QBE, Authorised Representative No. 270604. Terms and Conditions apply. Cover limits are set out in the policy wording. When calculating your annual premium based upon the sum of periodic payments, this total annual premium may differ from our quoted annual premium due to the impact of standard rounding. If you purchase a policy, Teachers Health Fund receive a commission which is a percentage of your premium – ask us for more details. We do not provide any advice on this insurance based on any consideration of your objectives, financial situation or needs. Before making a decision about your insurance needs, please refer to the Product Disclosure Statement or by calling 1300 764 518.