Essential Extras

Essential Extras

Your Cover

Edit

Payment

From

$*

* Based on an Australian Government Rebate of %, % LHC loading, $ excess for a in . Please note that our prices will increase from 1 April

Change your cover or compare

All the essentials to keep being your best

Your smile. Your sight. There are some things that are worth looking after – and our Essential Extras cover is an affordable way to help you do that.

You’ll be able to get some money back on a range of things from preventative and general dental, to optical, physiotherapy and massage therapies and more. You can pair Essential Extras with any of our hospital covers – so you’re covered for the not-so-everyday too.

Essential Extras

Services
Benefit
Yearly Limits
Periodic oral examination (012) - limit of 2 services, per person/year
$40
Benefits
Yearly Limit
Yearly Limit

$500 per person.

Bitewing x-ray (022)
$30
Benefits
Yearly Limit
Yearly Limit

$500 per person.

Removal of calculus (114) - limit of 2 services, per person/year
$70
Benefits
Yearly Limit
Yearly Limit

$500 per person.

Topical application of remineralising agent (121) - limit of 2 services per year
$25
Benefits
Yearly Limit
Yearly Limit

$500 per person.

Removal of tooth (311)
$90
Benefits
Yearly Limit
Yearly Limit

$500 per person.

Filling: 1 surface metallic (511)
$63
Benefits
Yearly Limit
Yearly Limit

$500 per person.

Filling: 3 surface metallic (513)
$109
Benefits
Yearly Limit
Yearly Limit

$500 per person.

Filling: 1 surface adhesive restoration (531)
$80
Benefits
Yearly Limit
Yearly Limit

$500 per person.

Filling: 3 surface adhesive restoration (533)
$115
Benefits
Yearly Limit
Yearly Limit

$500 per person.

Services
Benefit
Yearly Limits
Orthodontia - Lifetime limit of $2,500 per person
$300
Benefits
Yearly Limit
Yearly Limit

$300 per person.

Removal of wisdom teeth requiring removal of bone (323)
$170
Benefits
Yearly Limit
Yearly Limit

$300 per person.

Removal of wisdom teeth requiring removal of bone and tooth division (324)
$240
Benefits
Yearly Limit
Yearly Limit

$300 per person.

Inlays/Onlays - tooth coloured 1 surface (551)
$273
Benefits
Yearly Limit
Yearly Limit

$300 per person.

Inlay/Onlays - tooth coloured 2 surfaces (552)
$300
Benefits
Yearly Limit
Yearly Limit

$300 per person.

Crown - veneered (615)
$300
Benefits
Yearly Limit
Yearly Limit

$300 per person.

Bridge pontic - direct (642)
$300
Benefits
Yearly Limit
Yearly Limit

$300 per person.

Dentures - upper and lower (719)
$300
Benefits
Yearly Limit
Yearly Limit

$300 per person.

Services
Benefit
Yearly Limits
Frames
$100
Benefits
Yearly Limit
Yearly Limit

$200 per person.

Single vision lens - pair
$95
Benefits
Yearly Limit
Yearly Limit

$200 per person.

Bifocal lens - pair
$95
Benefits
Yearly Limit
Yearly Limit

$200 per person.

Multifocal lens - pair
$95
Benefits
Yearly Limit
Yearly Limit

$200 per person.

Contact lenses - rigid or soft
$165
Benefits
Yearly Limit
Yearly Limit

$200 per person.

Contact lenses - disposable
$165
Benefits
Yearly Limit
Yearly Limit

$200 per person.

Services
Benefit
Yearly Limits
Acupuncture
$32
Benefits
Yearly Limit
Yearly Limit

$400 per person

Benefits are for face-to-face consultation only. No benefits for remedies, medicines or food preparation.

Chinese herbal medicine
$32
Benefits
Yearly Limit
Yearly Limit

$400 per person

Benefits are for face-to-face consultation only. No benefits for remedies, medicines or food preparation.

Myotherapy
$32
Benefits
Yearly Limit
Yearly Limit

$400 per person

Benefits are for face-to-face consultation only. No benefits for remedies, medicines or food preparation.

Remedial massage
$32
Benefits
Yearly Limit
Yearly Limit

$400 per person

Benefits are for face-to-face consultation only. No benefits for remedies, medicines or food preparation.

Services
Benefit
Yearly Limits
Chiropractic & Osteopathy - 1-4 visits
$40
Benefits
Yearly Limit
Yearly Limit

$250 per person (sub-limits apply).

Chiropractic & Osteopathy - 5+ visits
$32
Benefits
Yearly Limit
Yearly Limit

$250 per person (sub-limits apply).

Physiotherapy - 1-4 visits
$40
Benefits
Yearly Limit
Yearly Limit

$300 per person (sub-limits apply).

Physiotherapy - 5+ visits
$32
Benefits
Yearly Limit
Yearly Limit

$300 per person (sub-limits apply).

$20
Benefits
Yearly Limit
Yearly Limit

$300 per person (sub-limits apply).

Exercise physiology – Visits 1-4
$40
Benefits
Yearly Limit
Yearly Limit

Combined limit - see Physiotherapy

Exercise physiology – Visits 5+
$32
Benefits
Yearly Limit
Yearly Limit

Combined limit - see Physiotherapy

$20
Benefits
Yearly Limit
Yearly Limit

Combined limit - see Physiotherapy

Podiatry - 1-4 visits
$40
Benefits
Yearly Limit
Yearly Limit

$200 per person

Podiatry - 5+ visits
$32
Benefits
Yearly Limit
Yearly Limit

$200 per person

Psychology consultation
$72
Benefits
Yearly Limit
Yearly Limit

$250 per person. Sub-limits apply.

Psychology assessment
$100
Benefits
Yearly Limit
Yearly Limit

$250 per person. Sub-limits apply.

Services
Benefit
Yearly Limits
75%
Benefits
Yearly Limit
Yearly Limit

$150 per person. For more information on programs and how to claim, click here.

75%
Benefits
Yearly Limit
Yearly Limit

$150 per person. For more information on programs and how to claim, click here.

75%
Benefits
Yearly Limit
Yearly Limit

$150 per person. For more information on programs and how to claim, click here.

75%
Benefits
Yearly Limit
Yearly Limit

$150 per person. For more information on programs and how to claim, click here.

National Healthy Eating Activity and Lifestyle (HEAL) program
75%
Benefits
Yearly Limit
Yearly Limit

$150 per person. For more information on programs and how to claim, click here.

Services
Benefit
Yearly Limits
$60
Benefits
Yearly Limit
Yearly Limit

$300 per person. Sub-limits apply.

$280 sub-limit for erectile dysfunction products. No sub-limit for vaccines.

Services
Benefit
Yearly Limits
Emergency ambulance transport (using State Government ambulance service)
100%
Benefits
Yearly Limit
Yearly Limit

$6000 per person.

Waiting Periods

Like all health funds, waiting periods may apply when you take out your cover. You may have to wait if:

  • You’re new to private health insurance
  • You increase your benefit limits or upgrade your cover to include things that weren’t covered before
  • You switch health funds and increase your cover to include things that weren’t covered before.
If you’ve cancelled your membership with another health fund, you’ll need to join us within 60 days to keep up your continuity of cover and not re-serve any applicable waiting periods.

Extras Waiting Periods

Orthodontia 12 months
Major dental, medical appliances 12 months
Optical, healthy lifestyle 6 months
All other services 2 months
Emergency ambulance transport 1 day

Make sure you claim with a recognised provider

We can only pay benefits if you’ve taken up the service through a provider who’s recognised by UniHealth at the time. To find out if your provider’s one of them, just call us on 1300 367 906.