Essential Extras
* Based on an Australian Government Rebate of %, % LHC loading, $ excess for a in . Please note that our prices will increase from 1 April
Change your cover or compareAll the essentials to keep being your best
Your smile. Your sight. There are some things that are worth looking after – and our Essential Extras cover is an affordable way to help you do that.
You’ll be able to get some money back on a range of things from preventative and general dental, to optical, physiotherapy and massage therapies and more. You can pair Essential Extras with any of our hospital covers – so you’re covered for the not-so-everyday too.
Essential Extras
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$500 per person.
$500 per person.
$500 per person.
$500 per person.
$500 per person.
$500 per person.
$500 per person.
$500 per person.
$500 per person.
$300 per person.
$300 per person.
$300 per person.
$300 per person.
$300 per person.
$300 per person.
$300 per person.
$300 per person.
$200 per person.
$200 per person.
$200 per person.
$200 per person.
$200 per person.
$200 per person.
$250 per person (sub-limits apply).
$250 per person (sub-limits apply).
$300 per person (sub-limits apply).
$300 per person (sub-limits apply).
$300 per person (sub-limits apply).
Combined limit - see Physiotherapy
Combined limit - see Physiotherapy
Combined limit - see Physiotherapy
$300 per person
$300 per person
$250 per person. Sub-limits apply.
$250 per person. Sub-limits apply.
$400 per person
Benefits are for face-to-face consultation only. No benefits for remedies, medicines or food preparation
$150 per person. For more information on programs and how to claim, click here.
$150 per person. For more information on programs and how to claim, click here.
$150 per person. For more information on programs and how to claim, click here.
$150 per person. For more information on programs and how to claim, click here.
$150 per person. For more information on programs and how to claim, click here.
$300 per person. Sub-limits apply.
$280 sub-limit for erectile dysfunction products. No sub-limit for vaccines.
$6000 per person.
Important info
Waiting periods
Like all health funds, waiting periods may apply when you take out your cover.
You may have to wait if:
- You’re new to private health insurance
- You increase your benefit limits or upgrade your cover to include things that weren’t covered before
- You switch health funds and increase your cover to include things that weren’t covered before.
Extras waiting periods
| Orthodontia | 12 months |
| Major dental, medical appliances | 12 months |
| Optical, healthy lifestyle | 6 months |
| All other services | 2 months |
| Emergency ambulance transport | 1 day |
DIY dentistry
Please be aware you can claim for face-to-face dental consultations only. You can’t claim for home (DIY) dentistry – this includes teeth whitening kits, orthodontic aligners and occlusal splints. If unsure, contact us to find out whether a benefit is payable – we’re here
Make sure you claim with a recognised provider
We can only pay benefits if you’ve taken up the service through a provider who’s recognised by UniHealth at the time. To find out if your provider’s one of them, just call us on 1300 367 906.