Top Extras

Top Extras is our most comprehensive level of Extras cover, providing generous benefits and overall limits for an extensive range of services including optical, dental, physio, chiro and remedial massage.

Top Extras can be combined with one of our three Hospital cover options.

We've included a list of the most commonly claimed items. Call us on 1300 367 906 to check if you're covered for an item number that is not listed below. 

Dental

Service Benefit (up to $)

General Dental - 2 month waiting period

Periodic oral examination (012) - limit of 2 services, per person/year

$40

Unlimited (Unless stated otherwise)

Bitewing x-ray (022)

$30

Removal of calculus (114) - limit of 2 services, per person/year

$70

Topical application of remineralising agent (121) - limit of 2 services per year

$25

Removal of tooth (311)

$90

Filling: 1 surface metallic (511)

$63

Filling: 3 surface metallic (513)

$109

Filling: 1 surface adhesive restoration (531)

$80

Filling: 3 surface adhesive restoration (533)

$115

Major Dental -12 month waiting period

Removal of wisdom teeth requiring removal of bone (323)

$170

Yearly Limits:
Increasing Limits
Year 1 Match existing cover up to $1,300
Year 2 $1,300
Year 3 $1,600
Year 4 $2,100
Year 5 $2,600
Year 6+ $2,800

Increasing limits are calculated on continuous membership of UniHealth Top Extras cover

Removal of wisdom teeth requiring removal of bone and tooth division (324)

$240

Inlays/Outlays - tooth coloured 1 surface (551)

$273

Inlays/Outlays - tooth coloured 2 surfaces (552)

$432

Crown - veneered (615)

$750

Bridge pontic - direct (642)

$520

Dentures - upper and lower (719)

$1,000

Orthodontia Treatment - 24 month waiting period

Orthodontia - Year 3

$1,500

Yearly Limits:
Increasing limits
Year 3 $1,500
Year 4 $2,000
Year 5+ $2,500

Benefits are paid once in a lifetime.

Increasing limits are calculated on continuous membership of UniHealth Top Extras cover and equivalent cover with other health funds.
Click here for more information on Orthodontia

Orthodontia - Year 4

$2,000

Orthodontia - Year 5+

$2,500

Optical

Service Benefit (up to $)

6 month waiting period

Frames

$100

Yearly Limits:
$260 per person

Single vision lens - pair

$120

Bifocal lens - pair

$135

Multifocal lens - pair

$165

Contact lenses - rigid or soft

$175

Contact lenses - disposable

$175

Complementary Therapies

Service Benefit (up to $)

2 month waiting period

Acupuncture

$32

Yearly Limits:
$600 per person

Benefits are for consultation only. No benefits for remedies, medicines or food preparation.

Remedial Massage

$32

Alexander Technique

$32

Aromatherapy

$32

Bowen Therapy

$32

Chinese Herbal Medicine Consultations

$32

Feldenkrais Method

$32

Homeopathy

$32

Kinesiology

$32

Myotherapy

$32

Naturopathy

$32

Reflexology

$32

Shiatsu

$32

Western Herbal Medicine Consultations

$32

Body & Mind Therapies

Service Benefit (up to $)

2 month waiting period

Chiropractic & Osteopathy - 1-4 visits

$40

Yearly Limits:
$450 per person
($300 sub-limit for group therapy)

Chiropractic & Osteopathy - 5+ visits

$32

Chiropractic & Osteopathy - group therapy

$20

Physiotherapy - 1-4 visits

$40

Yearly Limits:
$800 per person
(sub-limits apply)

Physiotherapy - 5+ visits

$32

Physiotherapy - group therapy / class therapy

$20

Exercise Physiology - 1-4 visits

$40

Combined limit - see Physiotherapy

Exercise Physiology - 5+ visits

$32

Exercise Physiology - group therapy

$20

Speech therapy - 1-4 visits

$70

Yearly Limits:
$600 per person

Speech therapy - 5+ visits

$40

Podiatry - 1-4 visits

$40

Yearly Limits:
$400 per person ($60 sub-limit for orthotic repair)

Podiatry - 5+ visits

$32

Dietitian - 1-4 visits

$60

Yearly Limits:
$400 per person

Dietitian - 5+ visits

$40

Psychology consultation

$72

Yearly Limits: $600 per person

Psychology assessment

$100

Audiology consultation

$45

No Limit

Hypnotherapy consultation or session

$30

$300 per person

Occupational therapy - 1-4 visits

$40

$500 per person

Occupational therapy - 5+ visits

$35

Orthoptics consultation - 1-4 visits

$40

(Included in overall physio limit)

Orthoptics consultation - 5+ visits

$35

Ante or post-natal physiotherapy (per confinement only)

$78

Yearly Limits:
$78 per calendar year, included in overall physio limit

Healthy Lifestyle

Service Benefit (up to $)

6 month waiting period

Weight management

75%

Yearly Limits:
$200 per person

For more information on programs and how to claim, click here.

Gym membership

75%

Pilates

75%

Yoga

75%

Disease management subscriptions / memberships

75%

Health screening services / prevention screening

75%

National Healthy Eating Activity and Lifestyle (HEAL) program

75%

Medical Health

Service Benefit (up to $)

2 month waiting period

Pharmaceuticals (non PBS requiring prescription by law)

$60

Yearly Limits:
$800 per person
($280 sub-limit for erectile dysfunction and vaccines)

Travel

$0.15/km

Yearly Limits:
$400

Home nursing - over six (6) hours

$95

Yearly Limits:
$800

Home nursing - under six (6) hours

$33

Medical Appliances

Service Benefit (up to $)

12 month waiting period

CPAP machine (purchase)

75% up to $900

Yearly Limits:
1 monitor every 3 calendar years

Most aids require the Aids and Appliances form to be completed

Artificial Aids

Service Benefit (up to $)

2 month waiting period

Blood pressure monitor (purchase)

75% up to $85

Yearly Limits:
$1,200 per person
(sub-limits apply)

Most aids require the Aids and Appliances form to be completed.

Blood glucose monitor

75% up to $160

Compression garments

75% up to $400

Wigs - chemotherapy / alopecia

75% up to $350

Allergy cover for mattress and pillow

75% up to $240

Breast Pump (purchase)

75% up to $150

Crutches (purchase)

75% up to $140

Crutches (hire)

75% up to $140

Nebuliser

75% up to $170

Surgical corsets/braces/trusses

75% up to $500

Surgical shoes

75% up to $400

Surgical stockings

75% up to $130

TENS machine

75% up to $160

Wheelchair repair (including batteries)

75% up to $75

Wheelchair (hire)

75% up to $140

Mastectomy Bra

90%

Yearly Limits:
$350

Hearing Aids

Service Benefit (up to $)

12 month waiting period

Hearing aids

Yearly Limits:
Increasing limits
Single
Years 1-2 $300
Years 2-5 $600
Years 5+ $900

Pair
Years 1-2 $600
Years 2-5 $1,200
Years 5+ $1,800

Increasing limits are calculated on continuous membership of UniHealth Top Extras cover

Most aids require the Aids and Appliances form to be completed

Emergency Ambulance Transport

Service Benefit (up to $)

1 day waiting period

Emergency ambulance transport (using State Government ambulance service)

100%

Yearly Limits:
$6,000 per person

Recognised providers

Benefits are only paid where the provider of the service or product is recognised by UniHealth at the time the service is received or the product is purchased. To check if your provider is recognised by UniHealth please contact us on 1300 367 906

Frequently Asked Questions